Life Insurance Tips-Check for security and privacy.


Each insurance company website should have security and privacy statements that explain their standards and policies. Be sure your personal information is protected when getting quotes or applying online by looking for: an “s” after “http” in the URL, a closed padlock symbol or icon in the address bar and a security-related logo, such as Verisign. Review your policy when it comes in the mail. After you apply online, you will often receive your coverage information by mail to review. At this time, you can carefully confirm the policy details and personal information. Most companies offer immediate assistance over the phone if you have any questions. Taking an extra look at your policy before you file it away can give you even more confidence in your life insurance purchase. In addition to the helpful tips above, take the extra step by checking national, independent financial-rating agencies such as A.M. Best or Moody’s Investors Service to view an insurance company’s financial strength. It’s important to know you are entrusting your family’s financial future and your own peace-of-mind to those with consistently high financial strength ratings. Confidence is key when it comes to purchasing important products like life insurance online. Once you’ve done your research, take full advantage of purchasing life insurance—on your time and at your convenience.

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