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Start by looking at what you can afford to spend each month and determine how much coverage this amount will buy. Even a $10,000 policy could help your family pay funeral expenses or other bills. Today the marketplace is more competitive than ever, which means many reputable companies are offering affordable life insurance rates for a variety of products to help consumers like you gain valuable protection.
Once you determine how much you can allocate toward life insurance each month, explore the various types of coverage options available. The most common types of coverage are term and permanent life insurance. Term life insurance protects you for a specific period of time and generally offers lower initial rates that may increase as you get older. Permanent life insurance, also known as whole life, can last your entire life. Rates are typically more expensive than term rates initially and usually do not increase as you age. Having even a little protection can be very reassuring.Sign up here with your email
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